Chapter 115 Benefits (Massachusetts Veterans' Benefits Program) (Chapter 115)
A state-funded, needs-based program that helps low-income Massachusetts veterans and their families pay for food, shelter, clothing, fuel, and medical care. Eligibility depends on your income, assets, and expenses, not just your veteran status.
Who it is for
Massachusetts veterans (and their dependents) with limited income and assets who need help covering basic living costs. You generally need an honorable discharge and either 180 days of regular active duty or 90 days of active duty during a wartime period. A local Veterans' Service Officer reviews your specific situation.
Focus: Homeless or at risk
Before you start
How you apply: Apply through a partner organization.
You apply through the Veterans' Service Officer assigned to your city or town, not directly to the state.
How to apply
- Use the online Chapter 115 benefits estimator on the EOVS site to get a sense of whether you may qualify.
- Look up the Veterans' Service Officer for your city or town using the office locator on the same site.
- Meet with your local Veterans' Service Officer, who will help you gather documents and file the actual application.
Deadline: There is no fixed deadline. You can apply any time you need help, and your Veterans' Service Officer can tell you how often to renew. (Rolling, apply any time)
Verified as of 2026-07-05. Resources are checked periodically against their official source. Details, amounts, and deadlines change. Confirm the current information on the official page before you rely on it.